Savings, CDB and Selic Treasury income were considered in the simulation.
Larissa Manoela he decided to take the reins of his career and financial life, giving up a millionaire fortune. The actress decided to do without a value estimated at BRL 18 million due to disagreements with parents, Silvana Taques AND Gilberto Elijah.
Although the actress has not disclosed the total composition of the assets – which can be real estate, movable and financial – a millionaire value like this in cash can bring a good return to the parents of the actress, if invested in some economic asset cost financial assets risk.
The request for EarthJoão Veiga, director of Manchester Investimentos, ran a simulation to find out how much R$ 18 million a month the actress’s parents would have earned if they had been invested.
For the simulation, the most common financial activities for Brazilians were considered: savingsor CDB (Certificate of Bank Deposit) and the Silk treasure.
According to the investment specialist, however, none of the assets simulated below should have concentration. “A distribution should be made between them considering the investor’s risk profile and investment horizon,” he guides.
How much R$18 million would be invested per month?
Question: BRL 18 million
- Savings income: BRL 108 thousand
The remuneration of savings deposits consists of two parts: the basic remuneration, given by the Reference Rate (RF), and the additional remuneration, corresponding to 0.5% per month, while the Selic tariff target per year is higher than 8 .5%. In this first investment option, the monthly remuneration would be R$ 108 thousand, considering a TR of 0.10 per month.
- Yield to CDB: BRL 230 thousand
We simulate a rate of return agreed between the bank and the investor equal to 110% of the CDI rate. In this application, the monthly income would be close to R $ 230 thousand considering the CDI rate from 07/11/23 to 08/11/23. It is worth remembering that the interest rate is falling and that, in this operation, there is income tax on the capital gain calculated at the moment of the redemption, with a regressive rate starting from 22.5% up to a minimum by 15% after 720 days.
- Yield on Selic Treasury: BRL 209 thousand
Invested R$ 18 million in Selic Treasury (paper with remuneration linked to the interest rate) on 07/11/2023 until 08/11/2023, the remuneration would have been approximately R$ 209 thousand. These are federal government bonds, bonds with lower Brazilian credit risk, considered risk-free assets in Brazil in some calculations.
Who are Larissa Manoela’s parents, labeled as ‘bad’ by the actress
Source: Terra
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