Financial planning and organization are fundamental for those who want to make the dream of buying their home
THE Purchase of your own home It is still the main dream of many Brazilians. According to a recent survey published by Datafolha, leaving the rent is the desire of 93% of families. According to data, this desire occurs more expressly among young people aged 16 to 34 (97%).
The decision for his home, according to Guilherme Bonini, co-cews of incorporated longitude, passes through financial education. At this point, he underlines that the buyer must organize the budget based on family income. It should also consider how much he will have to pay at the entrance of the apartment or the house and how he will bring the installments.
“It is also very important to discover the best conditions offered by the developers and everything that involves negotiation. It is also recommended to have an extra reserve for the payment of ITBI (real estate transmission fee), registration of the property and other possible commissions,” he says.
Alternatives to buy a property
Currently, there are several alternatives that facilitate the acquisition of the property of the house. The executive underlines that buyers can, for example, find in favorable conditions for developers for the purchase of the property.
“In general, estimates show that 25 million people in Brazil do not know they are able to buy a property,” he says. “Today, with an entry from R $ 300 and subsidies that reach $ 55 thousand for those who participate in my house, my life, it is possible to buy their property”, adds the manager.
According to the last survey of the Brazilian Chamber of the Construction Industry (CBIC)/Cerebral Strategic Intelligence, the real estate market grew by 15.7% in sales in the first quarter of the year, with Minha Casa Minha Vida which represents 47% of residential properties in the country.
According to Guilherme, “in the current real estate scenario, with subsidies, regulated credit and a volume of versions by the Minha Casa Minha Vida program, compatible with housing requests, Brazilian families find favorable conditions to obtain the rent and have a safe contribution in their assets with the acquisition of their own property.”
Source: Terra
Ben Stock is a lifestyle journalist and author at Gossipify. He writes about topics such as health, wellness, travel, food and home decor. He provides practical advice and inspiration to improve well-being, keeps readers up to date with latest lifestyle news and trends, known for his engaging writing style, in-depth analysis and unique perspectives.
