The goal is to improve inspection and increase the safety of the instant payment system
THE Central Bank of Brazil (BC) modified rules for key registration Pix At the beginning of this month. Now, banks are required to check with the Federal Pix information to avoid fraud, such as the inclusion of people killed in third -party keys.
The purpose of new security measures is to improve supervisional operations. In case of inconsistencies, pix keys should be excluded. The changes will affect only 1% of the registered keys.
Why have new security measures have been implemented for pix keys?
The BC said that the main objective of the modification is to prevent criminals from entering a different name in a pix key of the name recorded in the IRS database. This situation occurs by mistake of financial institutions and was used by scammers to make monitoring difficult.
One of the most common frauds, which should be difficult with the new rules, is the inclusion of people killed in third parties.
What has changed now in July?
From 1 July, every time there is a new action relating to Chaves Pix – whether it is registration, change of information or portability request, for example – financial and payment institutions must verify the registration.
If irregularities are detected, the key should be excluded. People and legal entities using random codes or -mail as a key can no longer change the information connected to it.
Who will be influenced by changes?
The modification will affect only 1% of the recorded pix keys.
Among individuals, the main reasons for the exclusion of keys are inconsistent spellings (4.5 million) or death (3.5 million). Just over 50 thousand keys will be excluded from problems with Registration of individuals (CPF) – Because it is suspended, canceled or null.
The new rules will also influence the legal entities. Almost 1.7 million companies will have excluded keys because they are linked to records in National register of legal entities (CNPJ) Inapt, downloaded or suspended.
The exclusion started from this month.
The announcement of the measures was marked by a false dissemination of the news
The Central Bank said that the measures were false news at the time of the March announcement this year. One of the false news that circulated said that those who have to or have a dirty name would delete the pix key, which is not true, according to the institution.
Measures cover only those who have registration problems in the IRS.
Source: Terra
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