Summary
The agent trade, led by the autonomous IAS, is revolutionizing e-commerce by automating purchases and requesting more agile and safe payment methods, challenging shopkeepers to improve infrastructure and eliminate manual barriers.
The E -Commerce is undergoing a radical transformation led by the rise of agents – autonomous systems capable of carrying out complex tasks without constant human intervention. This phenomenon, which we call the agent trade, redefines not only the consumer experience, but also the payment methods and the infrastructure that supports them.
Today, the IAS plays a crucial role in electronic commerce, both through chatbots that recommend products, such as Panvel on WhatsApp-e-and elaborate enormous data volumes to optimize decisions. However, the next step is even more disruptive: delegating the entire purchase to an agent. Imagine a digital assistant who, based on your preferences, budgets and history, research, compare and finish transactions without even opening an application.
This scenario requires agile and safe payment methods like ia itself. Credit cards, for example, are today the most practicable option as they allow non -clutch transactions if integrated with robust bees. Pix and slides, although popular, still depend on the human action for confirmation, which makes them less ideal for a totally autonomous flow.
Challenges and opportunities for retailers
In order for agents to operate on a scale, electronic commerce must exceed three critical obstacles:
• Store payment data: the shops that do not save the cards or fail this functionality forgive not only human customers, but also the trust of the IAS, which gives priority to efficiency.
• Simplified access: requesting exclusive passwords is an obstacle. Social or password access (by code) are the way to reduce friction.
• Checkout with captcha or authentication in two factors: IAS can complete purchases completely autonomously if the checkout does not require a human intervention as in the case of captcha or authentication in two factors.
Safety, of course, cannot be neglected. In the society where Lidero, we have invested in advanced tokenization and multiplatage biometry to ensure that automated payments are as well as agile. Further friction of biometry or other additional security measures can be presented in the agent configuration. After the authenticated, artificial intelligence can be given autonomy.
The future: payments as an autonomous service
By 2026 we will see IAS looking for the best payment terms – as a low price and interestless installment – directly with the shops. Markets can go on, but independent shops that adopt open protocols and fluid additions will have an advantage.
And not to be left behind, retailers should start now:
• implement robust bees for communication with agents AI.
• Give priority to payment methods without friction such as tokenized cards.
• Test checkouts from the perspective of artificial intelligence, eliminating manual passages.
The agent trade is not a distant trend: it is a reality in construction. Those who adapt today to collect the fruits of an electronic commerce in which convenience and autonomy go hand in hand.
Alex Tabor is CEO of Tuna Payments.
Source: Terra
Rose James is a Gossipify movie and series reviewer known for her in-depth analysis and unique perspective on the latest releases. With a background in film studies, she provides engaging and informative reviews, and keeps readers up to date with industry trends and emerging talents.
