These are not trifles! Simple ways to save

The fact that regularly checking the wardrobe and parting with unnecessary things is a good idea, everyone has long understood this. How long have you been checking your phone for paid services? Do you remember when you were into horoscopes and signed up for a weekly forecast from a talented astrologer? The hobby is over, you read the horoscope diagonally, and the money – although small – is regularly debited from the card every month. Did you also last watch the subscription series about 4 months ago? Cancel! The same goes for games, music, and educational services you don’t use. You can always reconnect.

Follow the current promotions that are regularly organized by various companies. For example, until June 30, when paying for Beeline communication services through the SBP fast payment system, you will receive 5% bonuses in your account. They are accumulated automatically when replenishing the balance in the amount of 500 rubles or more in a mobile application or on the website of a mobile operator. Bonus rubles received can be spent on mobile communications, the Internet or other Beeline services. When paying online with SBP, you do not need to enter card number, cardholder name and other details. Simply click on the “Pay SBP” button, go to your bank’s mobile application, then check the payment amount and validate the transaction. Fast, simple and profitable!

To avoid penalties, always pay everything on time. This applies to utility bills, taxes if you are a happy owner or registered as self-employed, loans, fines for traffic violations. By the way, in the first 20 days from the date of writing the traffic police report, you will pay half the price. This does not apply to all violations, but still.

The list of tax deductions you can claim has recently expanded considerably. You can return 13% for replenishing an investment account, for training – your own or that of a brother, sister, for treatment and purchase of drugs, for classes in a fitness club ( make sure the club is included in the official list) and even for charity. Yes, there are limits on the amounts, all the details can be found on the tax site.

Get cards at the stores where you usually buy or order produce, at the markets where you most often choose produce, and at your favorite food establishments. This way you can get big discounts, cash back on certain products or amounts, and other bonuses like free shipping, birthday gifts or 1+1=3 promotions.

If you buy clothes out of season, you can pay less, because what? That’s right, discounts. And on the last day of the clothing, footwear and textile exhibitions, which are held regularly in all major cities, many participants sell their wares. If they don’t give it at a wholesale price, they will definitely charge you a lot less than in a store. The same goes for markets. At the end of the trading day, many sellers give way to cheaper products. In cafes, sweet shops and culinary establishments after 8:00 p.m., they do decent discounts on pastries and ready meals.

Install modern meters in the apartment – for water, electricity, heating, use energy-saving and diode lamps. Periodically monitor Internet, mobile communications and home TV tariffs and switch to more profitable tariffs. Now operators are offering updated tempting options. When signing the contract, exclude the functions that you do not need: paid antivirus, extended bouquet of TV channels, SMS or additional minutes.