The tax rate paid on loan to the option of simple more than doubled
The announcement of Lula government To increase the Financial operations tax (IOF) This Thursday 22, in different areas, such as Private pension plans (VGBL)credit for companies and operations exchangedirectly affects the options of the Simple and the Individual micro -hundred and lines (Meis). In the case of the options for the simple, both the fixed rate and the variable doubled in relation to what was paid previously.
The government’s expectation with this measure is to collect $ 20.5 billion This year and $ 41 billion next year. This news had an immediate impact on the market: the The dollar, which was falling after the announcement of a cutting cutting of the budget, began to climb after the details of the Iof increase. Find out what changes to the options of Simples and Meis.
What was the measured measure for companies?
In particular, in particular to the companies, what the federal government has done was to combine Iof rates in relation to what is charged when an individual takes credit in a financial institution.
Today, the credit to companies is not opting for Simple (annual gross revenue of over 4.8 million dollars) has a fixed incidence of $ 0.38% in credit and another additional expenditure of 1.5% in 365 days of the year. With the new determination of the government, the fixed rate will rise to 0.95%(increase of 150%), the same number of individuals, with further 3%; That is, double what is currently charged.
“The tax rate of the legal entity is half of the individual, there is a lack of isonomy. The legal entity is much lower, we are now equaling,” said revenue secretary Robinson Barreirinhas.
How is it for the options of Simples and Mei?
In the case of the options of the SimpleThat is, companies that have gross annual revenue of up to 4.8 million dollars, there will also be an increase in IOF. The fixed Iof collection rate, which today is fixed at 0.38% + 0.00137% per day, will increase, respectively, 0.95% fixed + 0.00274% per day. In this case, like other companies, there will be a percentage increase of 150%and 100%, respectively.
Second Ministry of FinanceIn the case of Meis, once there was an insecurity if they paid the commissions charged to individuals (higher) or legal (minors). Now, the collection has been standardized at 0.38% of the lower fixed rate of individuals and 0.00274% of the daily rate. Take a look below.
