4 reasons that make Brazil record recording of judicial recovery requests

Brazil lives in 2025 another time of doubt for the production sector and has nothing to do with foreign policy issues. Looking at the numbers released by Serasa Experian, it is impossible to ignore the warning: only in April, 167 companies have submitted requests for judicial recovery. Of these, almost 80% are micro and small businesses, the beating heart of the Brazilian economy, but also the fragile in the face of an increasingly hostile environment.

At the same time, the bankruptcy requests have risen to 61 of the month, the greatest number of the year. Small companies guide statistics again, showing that the crisis often reaches those who have less financial breathing first.

According to Marcos Françóia, a specialist in judicial recoveries and director of MBF partners, it is important for entrepreneurs to seek as soon as possible to resolve their economic situation so that they can overcome the crisis they cross.

“In the RJ processes there are companies that have almost sold and others who have come out stronger. Others still qualified by the lack of credit lines for companies that are recovering relationships. The difference has always been at the reaction speed”, explains the expert.

This scenario is not the work of the case. It is the result of an explosive combination of external and internal factors that feedback, testing the survival capacity of even the most solid companies. The causes are multiple and interconnected.

Take a look at 5 points that should dictate the future of the Brazilian entrepreneurial community regarding judicial recoveries.

1. High interest and expensive credit

Selic’s rate has reached 15% per year, the highest level since 2016. For indebted companies, this represents an unbearable weight: each late portion grows exponentially, transforming a momentary difficulty into a structural problem. “The banks, in turn, have become more conservative, limiting access to credit and increasing the requirements of guarantees,” explains the expert Marcos Françóia.

2. Persistent inflation

The IPCA accumulates 5.35% in 12 months, eroding the profit margins and making input, energy and logistics more expensive. Small businesses, operating with restricted margins, feel this impact in a more acute way, in particular on retail trade and services.

3. Structured undoubted Mal

Many companies have resorted to expensive and short -term funding in previous years, trying to survive the pandemic and requests oscillations. “Now, a significant part of the money is committed to paying these debts, leaving little space to invest or react to new adversities,” says Françóia

4. Disabled management and lack of planning

The Serasa data reveal that 7.3 million Brazilian companies are defaulting, for a total of over $ 170 billion in delayed debts. But they are not only external factors: internal problems, such as the lack of cash control, the misaltered inventory and the structures of the inflated costs, also compromise financial health.

In this area, many entrepreneurs see the only way out in judicial recovery. Sometimes pushed to RJ as it is a silver bullet. And in fact, it can offer a temporary breath, suspend the accusations and renegotiate the debts. However, without a solid strategic plan, the measure is only an inevitable postponement.

“It is necessary to understand that the success of a recovery depends on much more than legal support. It requires an economic study of the situation, which punctures the reasons for the crisis much more than well -written written in requests for judicial recovery,” says Marco Françóia.

5. Choose the right path

Finally, a study that convinces the entrepreneur of the need for change and operating discipline, leadership and courage to make difficult decisions: cut costs, sell unproductive activities, rethink the business model and even reduce staff. Therefore the judicial recovery will have its value, because on the protection of the law, the company will take breath to make the necessary changes.

In the RJ processes there are companies that have almost sold and others who have come out stronger. Still others who skid the lack of credit lines for companies that are recovering relationships. “The difference has always been at the speed of reaction and the ability to execute,” says Françóia.

For entrepreneurs who face the 2025 storm, the expert leaves some recommendations:

• make a deep diagnosis – Maps Financial flows, inventory, costs and processes. Find out where the bottlenecks and the sources of waste are.

• rigorous cash control – Preserve every penny. The non -essential investments of Adien, the deadlines with the suppliers is rinegular and try to extend the debt to lower costs.

• restore the wallet – Focus on products and services with higher margins. Consider whether it is possible to delete the deficit lines.

• Optimize operations – Adopt slender production practices. Reduce the excessive stocks and re -evaluate the logistics chain.

• strengthen communication with creditors and employees – Transparency avoids breakage and can open doors for more favorable renegotiations.

Finally, surviving at 2025 will not be a matter of luck. It will be the result of planning, resilience and assertive decisions. The companies that expect the economy to improve for inertia probably see if the bankruptcy statistics in the next quarter.

“Those who act now – with agility, courage and discipline – cannot only survive, but transform the crisis into an opportunity for reconstruction and strengthening. In times of uncertainty, the greatest risk is not to do anything”, concludes the expert.

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Source: Terra

Rose

Rose James is a Gossipify movie and series reviewer known for her in-depth analysis and unique perspective on the latest releases. With a background in film studies, she provides engaging and informative reviews, and keeps readers up to date with industry trends and emerging talents.