Fraud INSS: The Chamber approves the basic text of the prohibition of monthly discounts on the benefits

The deputies analyze the salient moments tonight on Wednesday 3; The possibility of discounts relating to loans and other financial transactions remain in the law

Brasilia – a Chamber of Deputies approved, by symbolic vote, this Wednesday 3, the project that ends the discounts relating to the associative lessons in the benefits paid by National Institute of Social Security (INSS). The deputies now analyze the salient points tonight.

By the deputy Murilo Galdino (Republicans-PB) and under the speaker of Danilo Forte (Union-CE), the project gained strength after the scandal of Operation without discounttriggered by Federal police and from General Union controller (CGU) against improper discounts on the benefits of the ins.

In practice, the project removes from the law on social security, the provision which provides for the possibility of a discount relating to the “monthly commissions of the associations and other legally recognized pensioners, provided that they are authorized by their affiliates”.

The legislation will provide that “discounts are prohibited by the benefits paid by the IS, regarding lessons, contributions or any other amount intended for associations, unions, class entities or pensioners and retirees, also with the express authorization of the beneficiary”.

According to the speaker, it will not be possible even if the beneficiary authorizes the discounts of the associative lessons. To pay a service, for example, the interested party must perform the operation via the bank’s briefs.

However, the possibility of discounts relating to loans, funding and leasing granted by financial institutions remains in the law. For this reason, the project states that the beneficiary must grant a personal and specific authorization, through a term authenticated by biometry and electronic signature.

In addition, the project includes another device that authorizes discounts on the demort of the anticipation of the benefits for social security “.

The project generated criticism of governors. According to the parliamentarians of the President of the President Luiz Inácio Lula da SilvaThe project compromises the unions and entities that carry out a serious job and that will suffer from reducing contributions.

During the processing, there was a defense so that the proposal would certainly not have prohibited discount authorizations and make the device more flexible. Governors also indicated the contradiction between prohibiting trade union discounts, but allowing banks to continue practicing the operation.

The block also stated that the National Social Security Council (CNP) continued with the function of setting the rate of commissions From payinginstead of passing the task to National Monetary Council (Cmn)composed of Central bank, Ministry of Finance AND Ministry of Planning.

See other points of the project:

• Deadline for an improper collection – In the event of an irregular discount, monthly membership fee or relating to the loan on wages, the project establishes 30 days so that the associative entity, the financial institution or the market lease contract reform the entire amount updated to the beneficiary;
• INSS may have to reimburse the value – if the institution does not return the value to the beneficiary within the deadline, it will be up to the refund inspires directly, with funds from the allocations of the Union budget, without the use of social security revenues;
• The credit guarantee fund can be used – If the IS, in a return action, are not successful in the collection of amounts with the financial institution following an extrajudicial or liquidation intervention, the Credit guarantee fund (FGC) It will be used as a mechanism for the reimbursement of the improper discount, both in relation to the membership fees and to paid loans, pursuant to the CMN resolution;
• IS should seek actively injured beneficiaries – the IS should identify and identify in a proactive way the beneficiaries injured by irregular discounts;
• Confiscation of goods – the activities of the investigation or accused for criminal offenses relating to undue discounts for the benefits of the IS can be confiscated;
• Cmn will have competence on wages interests – Maximal interest rates for wage loans will be set exclusively by cmn. Before, this competence was with the CNP.

Source: Terra

Rose

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