THE Federal announced important changes that will impact the use of Pixfocusing on increasing the securitythe inspection and transparency of this popular means of payment. Thus, the measures are aligned with the growing use of Pix in Brazil and include rules for banks, card operators and payment applications.
Data sending rules for revenue
From January 2025, PIX -related data will be sent automatically to Federal through the system e-finance. This shipping will be mandatory and will occur in a semiannual way, with deadlines established for February and August. The measure is an attempt to keep up with financial movement and avoid fraud.
Who will be impacted?
The new rules will directly affect card operators, Digital Banks and payment applications. These institutions must comply with data sending requirements, ensuring that all transactions made via Pix are properly monitored.
Transparency and Safety in Pix
With the growing volume of transactions made via Pix, the revenue seeks to ensure that this means of payment remains safe. Regular monitoring allows to identify atypical movements and contributes to tax inspection, as well as strengthening transparency in the financial system.
Central Bank news to Pix in 2025
In addition to changes in inspection, the Central bank announced improvements in the use of Pix that will be implemented throughout 2025. From February, it will be possible to pay bills and slips using a QR CODE Specific, facilitating transactions further.
Payment by approximation with pix
Another innovation will be the Approach Payment. As with debit and credit cards, users will be able to pay PIX payments just by bringing their reading devices closer, bringing more practicality to daily life.
Automatic pix: a debit revolution
In June 2025, the Automatic pix It will be released, working similarly to the traditional automatic debit. This novelty will allow recurring payments, such as monthly accounts, quickly and automated, without the need for manual actions by the user.
Pix leads as a means of payment in Brazil
According to the Central bankPix is already the most used means of payment in the country. At the moment, 76% of the Brazilian population It uses the system, surpassing the use of debit cards and money in kind. This popularity reinforces the need for measures that ensure its efficiency and reliability.
Ease and accessibility of Pix
Pix has revolutionized the payment system in Brazil by offering a free and affordable instant service. The news promises to further improve the user experience, ensuring an even more functional and safe system.
Why did Pix gained popularity?
The simplicity of use, the reduced costs and the speed of transactions are the main reasons why Pix has won the Brazilian public. The system, created in 2020, became an indispensable tool for both companies and individuals.
Challenges for 2025
Despite its popularity, the Pix still faces challenges, such as fraud and vulnerabilities in the system. New Revenue and Central Bank measures are important steps to deal with these issues, ensuring that the system remains reliable for users.
Impact of changes in the economy
With greater supervision and new features, Pix has the potential to continue boosting the digital economy in Brazil. Changes should benefit both consumers and companies, promoting a safer and more efficient environment.
Summary for those in a hurry
- THE Federal will require the semester sending data from the Pix from 2025.
- The system e-finance It will be used to automate shipping and increase inspection.
- THE Central bank will introduce the QR CODE in slips and the Pix by approximation in February.
- In June, the Automatic pix It will allow recurring payments such as automatic debit.
- Pix is already the most widely used payment method in Brazil, with 76% adhesion.
- The measures aim to increase safety and transparency, as well as avoid fraud.