Midway this year, former BBB Eliezer shared his trip to Porto de Galinhas, Pernambuco on social media. During the tour, however, the influencer was struck by a stomach infection. In 2023, presenter Luciana Gimenez suffered an accident while skiing in Aspen, United States. The artist had to undergo surgery on his left leg. These unexpected events can happen to anyone and travel insurance becomes essential to protect the individual.
According to Taís Mahalem, managing partner of E-commerce from Coris, a travel insurance company, the structure offers various coverages. The main one is DMHO (medical, hospital and dental expenses) for accidents and illnesses, designed to protect and welcome the traveller. In the event of an accident or illness, the insurance covers, among other things, the costs of medicines and accommodation, emergency medical transfer and transport, and repatriation in the event of death. “The rest concerns other unexpected events, not related to health, but which also require assistance and assistance during the trip, such as lost luggage, flight cancellations and other mishaps that can lead to unexpected expenses,” he explains.
Taís emphasizes that pregnant women, the elderly and people with chronic diseases need special insurance and should take out those that offer coverage for their needs. Pregnant women may need a plan that covers prenatal care and emergency deliveries. The elderly and chronically ill must ensure that their health conditions are included in the policy, avoiding exclusions due to pre-existing factors. “All Coris plans include pregnant women up to the 32nd (thirty-second) week of pregnancy and up to 45 years of age, as well as pre-existing conditions,” he comments.
Coverage value
According to the managing partner of Coris, the choice of coverage amount depends on the destination, the traveler’s profile and the type of trip. For international destinations, he points out that, especially in Europe and the United States, it is advisable to opt for higher coverages due to the high cost of medical services and the exchange rate.
Remember that the important thing when choosing insurance is knowing who your companies are, their health conditions or special needs, and what tours, temperatures and food are on the itinerary. “All this influences the personalized choice. This will bring greater security than when choosing standard insurance (such as those offered free by credit cards) or cheap ones that do not offer the coverage you may need,” he emphasizes.
For domestic travel, Taís notes that the value may be lower, as the traveler must consider whether their health plan only covers their municipality or the national territory. He points out that many people forget to protect themselves when traveling within their own country and don’t remember that their health plan likely doesn’t offer coverage for medical care if it’s out of scope. “In Coris, national plans are valid starting from 70 kilometers from your residence. The cost-benefit ratio is only 7 reais per day. You will have full support and assistance in your travel experiences throughout Brazil,” he says.
Change in insurance values
The price variation occurs due to factors such as the travel destination, the age of the traveler, the length of stay and the coverage chosen. Insurance that covers risky activities, such as extreme sports or those that provide higher reimbursements for medical emergencies, for example, tends to be more expensive. Traveling to the United States, the country with the most expensive healthcare system in the world, also affects prices, which are also calculated per day of travel and in dollars. “We often run campaigns with frozen exchange rates, which offer travelers the guarantee of reliable, comprehensive and planned travel insurance,” he explains.
Be careful when taking
According to Taís, the individual must check the general conditions of the insurance, such as the coverage included, maximum reimbursement amounts, exclusions and limitations. It is essential to choose a policy suitable for the type of trip, destination and planned activities, ensuring that all possible unexpected events are covered. “Coris has a call center within its headquarters. It is not outsourced. It is not located outside Brazil with operators who do not speak your language and it also has its own team of doctors and nurses who evaluate cases seriously and safely and quickly, offering even more security and convenience in organizing services and travellers’ needs”, he highlights.
Travel insurance and electronic equipment
Taís says some travel insurance may offer additional coverage for electronic devices, such as cameras, computers and cell phones, but this must be purchased separately. In Coris, he comments that coverage is offered for robberies and thefts laptops AND smartphones in international travel.
Annual insurance
For frequent travellers, Coris offers travel insurance Multi-trip. With it the traveler is guaranteed one year of coverage to make unlimited trips without worrying about calling an 0800 number to activate or issue certificates. “If you take more than three trips a year, it is worth having the cost-benefit ratio and the comfort of staying protected all year round with the best coverage and without the risk of forgetting and boarding unprotected,” he considers.
Specific insurance for entry into Europe
Taís draws attention to the fact that traveling around Europe, especially in the countries that are part of it Schengen (Germany, Austria, Belgium, Denmark, France, among others), travel insurance with a minimum coverage of 30 thousand euros for medical expenses is mandatory. This requirement is necessary to ensure that travelers are covered in the event of an emergency during their stay on the mainland.
About Coris
Coris, a company with more than 35 years of experience in travel assistance and insurance, stands out as one of the leaders in the sector. With its exclusive and high-quality service, the company guarantees 24-hour assistance in Portuguese to its customers all over the world.
With a wide range of services, the company offers insurance options for all types of domestic and international travel, including leisure and business trips, cruises, exchanges, as well as specific coverage for pets, pregnant women, and amateur and professional athletes .
Coris boasts the largest number of sports covered, consolidating its position as the main operator in the sector. The constant investment in technology and quality is evidenced by the presence of a team of clinical staff from the Israelita Albert Einstein and Sírio-libanês hospitals, reinforcing their commitment to excellence in service provision.
World champions Lucas Chumbo and Bruna Takahashi
All of the company’s services and packages include medical coverage for pre-existing conditions, catering to diverse customer needs and allowing all travelers to dream and enjoy the dream of travel. Additionally, the company establishes strategic partnerships with renowned athletes and influencers, such as world champions Lucas Chumbo and Bruna Takahashi, reinforcing Coris’ commitment to offering complete and reliable solutions exactly when the traveler needs them most.
Source: Terra
Ashley Fitzgerald is a journalist and author at Gossipify, known for her coverage of famous people and their lives. She writes about a wide range of topics, including celebrities, influencers, social media stars, and public figures. Her articles are known for their in-depth analysis and unique perspective. She is respected for her ability to keep readers up to date with the latest news and trends of the famous people.
