The financial planner explains that it is important to pay attention to attitudes, goals and ways of managing money
Summary
On Valentine’s Day, it is important to pay attention to some financial problems of your partner for long-term relationships and to achieve a healthy balance.
Valentine’s Day is approaching and, in addition to being a date to celebrate, anyone who has a love needs to be aware of some issues, including economic ones.
Second Tiago Martellofounder of Martello EF, a company that attracted investors to the Shark Tank Brasil program by offering its own methodology, it is during the meeting phase that many attitudes related to money can be evaluated.
“Dating should be considered a time when people can evaluate how their partner handles money. If he saves habitually, if he spends in a controlled or excessive way, if he gets into debt or not,” she explains.
For the expert, it is very common that people do not pay due attention to the attitudes that are manifested during dating because they believe that they do not make much difference.
«The problem is that what happens while partners live in separate homes can have much greater weight when they decide to marry or cohabit. When this happens, it can be much more complex to deal with a partner who overspends or is too greedy,” she says.
Attention to goals
Martello also suggests that lovers pay attention to the goals, objectives and ambitions of their loved one. “If you are a person who wants to be successful and strives for a better life, but you are with someone who has no ambition, for example, this can be very complicated over time. It is worth carefully observing the other person’s attitudes and evaluating whether they will make sense in the marriage,” he suggests.
The financial planner explains that for love to work from a financial point of view, it is not necessary for partners to have the same way of managing money, on the contrary.
“Often, when one spends too much and the other is too much of a saver, there can be a healthy balance. It is essential, however, that both have the common purpose of evolving financially. Dating is a phase to observe, experiment and set goals which, later, can be achieved in partnership,” she says.
He also warns that the dating phase should not be used to take on other people’s financial responsibilities.
“It is not advisable, for example, to allow the other person to use your name to borrow money, or to pay child support, debts or the like. It is a moment to observe so that, hopefully, the couple can actually share and grow together in the future,” she concludes.
Pay attention to this
Find out what, according to Thiago Martello, you need to pay attention to in dating when it comes to money:
• Observe whether your partner is looking for alternatives to earn money and/or increase income, or whether they normally stay in a comfort zone and don’t worry too much about it.
• Evaluate how you spend. Are expenses made planned or on impulse? Does your love usually spend too much or is he more measured?
• Do you have debts? For what reason?
• Do you think about the future? Do you worry about saving at least part of what you earn?
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Source: Terra
Ben Stock is a lifestyle journalist and author at Gossipify. He writes about topics such as health, wellness, travel, food and home decor. He provides practical advice and inspiration to improve well-being, keeps readers up to date with latest lifestyle news and trends, known for his engaging writing style, in-depth analysis and unique perspectives.
