It is no longer possible to ignore the need to promote financial education in schools
Developing knowledge of financial concepts, improving the relationship with money and defining new possibilities in the short, medium and long term are among the pillars of financial guidance that should be encouraged among children and young people from an early age. Financial education means freedom and independence.
According to recent data from the Consumer Indebtedness and Default Survey, published by the CNC (National Confederation of Commerce in Goods, Services and Tourism), in August 2022 the percentage of households who declared they had outstanding debts reached 79% of households in the country . .
Based on this study, we can come to an important conclusion: financial education is an urgent and necessary need.
You need to understand the dynamics of growth
“Worked” money has proven to be the most consistent way to gain this freedom. Investing is finding possibilities that make sense for your profile, it’s making money grow more than inflation, for example. It means having differentiated rates and quality in resource management. Understanding this dynamic can demonstrate an effective path of growth and maturity.
For this, it is necessary to consider some factors such as goals and the moment of life itself. In practice, it means knowing how to find the investment that best suits your profile, customizing financial management – which can vary between a more conservative investment or something riskier.
This creates a relationship of discipline and appreciation with money itself. Adopting strategies and good planning are ways to progress in a more conscious way.
Questions we all need to ask ourselves
We all invest for one day to buy something, whatever it is. It’s important to understand how your reservations are assigned. What part of your resource is short-term to use? What share will be allocated to the building stock? What is the pension rate? What alternatives do I have right now and what resources?
The emancipation of the relationship with money involves the implementation of playful ways of acquiring knowledge both at home and at school. In this sense, parents and teachers play a fundamental role.
The school of the future must be prepared to train people who are increasingly connected to reality, aware and enterprising.
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Source: Terra
Rose James is a Gossipify movie and series reviewer known for her in-depth analysis and unique perspective on the latest releases. With a background in film studies, she provides engaging and informative reviews, and keeps readers up to date with industry trends and emerging talents.
