Nath Finance gives you tips to manage your expenses
Starting to plan financially to secure a better future can be a very difficult task. To support you in this mission, nath financeforbidden to speak “ From saving to investing: finance in real life”which took place on Saturday (11), at Casa Clan , said the first step is to manage all your expenses and classify them.
“Loging down expenses means having a routine and making finance a habit, like taking a shower and brushing your teeth. Good shapeBaby.com and Elastic.
According to her, this initiative is essential to be able to control where your money is going and have financial planning. “It’s much easier for you to deal with various situations. You can write it in a spreadsheet or in a financial organization’s application,” she said.
Also during the chat with the members of Casa Clan, Nath suggested five categories for classifying expenses. Watch:
fixed costs
These expenses are those that occur every month and do not change based on the level of consumption, such as rent, internet, house or car payments, gym and condominium expenses.
Variable expenses
Put in this category everything that varies according to the level of consumption, such as electricity, water, supermarket and transport bills.
extra charges
These are the ones we cannot predict. Among them we can mention: expenses with medical appointments, medicines, hospital, among others.
Free time
When organizing your money, don’t forget to include the amount that will be allocated for leisure. After all, having a moment to rest and enjoy yourself is crucial, and maybe you’ll have to spend some money on it.
Goals
“These are the piggy banks. If you can save two, three, five, ten reais a month, it will already make a total difference in your budget,” concluded Nath Finance.
ABOUT THE CLAN HOUSE
Organized by CLAUDIA, Boa Forma, Bebê.com and Elástica, the House of the clan was an event created to celebrate International Women’s Day, and took place from March 8 to 11, at Casa Higienópolis, in São Paulo. Its programming included free lessons, conferences and activations. To see everything that happened, just click here.
Source: Terra
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