The growth in the number of contemplations is celebrated not only by the companies that sell the products, but also by the industry that offers goods and services.
The Consortium System has accumulated successive positive results in 2023. Among the highlights, the number of consortium awards attracted attention, which has already exceeded the 1 million level in 2023.
From January to August this year, 1.09 million people were covered by the Consortium System. Second ABAC this result exceeded by 10.4% that recorded in the same period of 2022, when 987.27 thousand contemplations occurred. In 2023, therefore, the level of 1 million recipients was reached a month early.
The contemplation indicator is very important for the sector, as it leads to increased credit disbursements for potential acquisitions. And in the consortium contemplation can take place through draws and offers.
Evaluating the trend of prizes by segment, the record went to the motorcycle consortium, which counted 478.52 thousand prize winners. The leading segment follows in terms of shares sold and active participants, the light vehicle consortium, with 424.59 thousand.
In these two segments the number of recipients is much higher than in the others. The list continues with the 67.20 thousand covered by properties; 52.3 thousand interventions on heavy vehicles; 37.1 thousand in electronics and 33.03 thousand in services, accumulated from January to August 2023.
The volume of credits made available to more than 1.09 million beneficiaries reached R$55.08 billion in August 2023. Thus, it exceeded the R$44.85 billion recorded by 22.8%. in the same period of 2022, strengthening the strong presence of consortia in the Brazilian market. economy. It has experimented with several new adjustments this year, focusing its goals on consolidating and expanding development.
In 2021, after identifying consumers’ difficulties in obtaining credit, Alexandre Laudimiro decided to invest in the consortium focused on the acquisition of automotive assets. Drawing on industry experience, he developed the industry-exclusive Ativa platform, strengthening a growing market in recent years.
In a scenario of high interest rates and intense credit demand in the segment, the instrument represents an option for consumers who find it difficult to obtain funds from other sources and who have planning and interest in investing in the short, medium and long term.
¨ At Ativa, the operation is carried out by consultants who analyze scenarios in different administrators, to find the product option that best aligns with the customer’s expectations and needs. We want to facilitate access to a letter of credit for consumers , who normally do not are served by financial agents and cannot obtain official credit lines – details.
The entrepreneur underlines that the company has been working with consortia for over 20 years, but its entry into the automotive goods sector began in 2021 with the creation of the platform, so that consumers can purchase, through a consortium, motorcycles, cars, trucks, among other assets. Since its founding, the platform has collaborated with the country’s leading administrators, financial institutions and insurance companies. The agreement involves the sale of letters of credit for the automotive, real estate and services sectors
¨The reason why we entered the automotive products segment was also demand. The credit team itself seized this opportunity – underlines the company’s commercial coordinator Activate the Consortia, Mariana Moreira.
The commercial coordinator evaluates the growth of this market in recent years. ¨Consumers prefer to take out a consortium for this type of goods, above all for the flexibility in using credit¨ he underlines.
But he warns: Even among consortium administrators there are wide variations in the rates and conditions applied, so you need to do your research to make sure you get the best deal.
For more information simply access:
https://www.ativaconsorcios.com.br/
Website: https://www.ativaconsorcios.com.br/
Source: Terra

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