Find out how to take advantage of this discount period without compromising your budget
Christmas shopping is an opportunity to give gifts, take advantage of discounts and make wishes come true. In this period the wait for good offers is high, especially with the proximity of events such as Black Friday and Christmas, which encourage promotions. However, so that the opportunity does not generate debt, you need to be careful.
Next, check out 7 steps to save money on holiday shopping!
1. Make a shopping list
First, define exactly which items you need to purchase and set a limit expenses for each. In the case of Christmas, «always try to list everyone who will receive gifts and what items you would like to purchase. In this way it is easier to determine the maximum amount that can be spent for each person and also avoids the dreaded impulse purchases”, says the financial educator Luciana Ikedo, author of the book “Vida Financeira – Descomplicando, Economizando e Investindo”, by Editora Loyola.
2. Search and compare prices
With the ease of online shopping, comparing prices between stores is faster and easier. Use websites and applications that monitor values and offers, thus identifying the best opportunity. Detailed research helps ensure real discounts and avoid inflated promotions.
3. Take advantage of discounts and cashback
In addition to promotions, many stores offer programs reimbursement, where part of the amount spent returns to the consumer. Taking advantage of these options can generate good savings, especially when multiple orders are placed. Beware of discount coupons, which also reduce the final price.
4. Avoid paying in multiple installments
Paying in installments, which is often tempting, can hurt your budget in the following months if you accumulate too many payments. If possible, prioritize cash payments to get bigger discounts and avoid interest. This way you can start next year with fewer financial problems.
5. Buy early
Leaving shopping until the last minute increases the risk of higher prices and fewer options. Plan the start of acquisitions in advance and avoid rushing at the end of the year. Buying calmly allows you to find the best offers and avoid the pressure of paying more for lack of choice.
6. Give preference to local businesses
Buying from small businesses and local sellers can be a good money-saving strategy, as they often offer lower prices. In addition to supporting commerce in your region, this choice often results in closer, more personalized service, with unique options and great values.
7. Prioritize online shopping
Online stores often offer greater competitiveness and exclusive promotions. Also, virtual shopping save travel time and help avoid purchasing additional items in the physical environment. However, for the experience to be completely beneficial, always try to pay attention to delivery times and shipping costs.
Source: Terra
Rose James is a Gossipify movie and series reviewer known for her in-depth analysis and unique perspective on the latest releases. With a background in film studies, she provides engaging and informative reviews, and keeps readers up to date with industry trends and emerging talents.
