Smart shopping rules: how to make informed purchases and benefit from them

Smart shopping rules: how to make informed purchases and benefit from them

Today, more and more people are adhering to a conscious lifestyle and moderate consumption. A key aspect of this philosophy is smart shopping. The ability to save masterfully today is one of the most sought-after skills, along with the ability to use time rationally. The most popular content on the Internet is dedicated to these skills: people learning from each other and adopting the coolest ideas.

In addition, from person to person, information was initially disseminated about the Fast Payment System (FPS), a comfortable, profitable and convenient bank transfer system for individuals, to which major Russian banks are connected. And the capabilities of the SBP are growing: today it is used to pay for goods and services. So, for the convenience of users, the SBPay mobile application appeared, with which you can pay for purchases contactless. And also get cashback for it. The main thing is to monitor new promotions.

For example, it is currently in force special offer on the eve of the traditional big shopping period preceding the New Year. Until December 24, 2023, you can benefit from additional advantages on your grocery purchases throughout the country. Pay for them with a smartphone with the installed SBPay mobile application in one touch, touching the gadget to the NFC plate – 10% of the check amount will be returned in rubles to the account from which the purchase price was debited . There is no need to wait for the promotional period to end, the money will arrive a few days after payment. Important: you must first register for the loyalty program on the site privetmir.ru or in the mobile application “Hello! “.

To make the purchasing process even more successful and enjoyable, we have prepared several smart purchasing rules for you. Take note!

Establish a shopping budget

Has it ever happened that on paydays you especially want to pamper yourself with a new dress, go to a fashionable restaurant or buy another gadget? As a rule, such rash spending leads only to short-term shopping joy and significant savings at the end of the month. We therefore advise you to distribute your budget in advance, for example using the envelope system, now available in many banking applications.

Smart shopping rules: how to make informed purchases and benefit from them

The route was built

Wandering aimlessly through a huge supermarket, stopping at every department from groceries to household items, can lead to impulsive (often unnecessary) purchases that go well beyond your budget. To avoid this, plan your route in advance. Choose several departments in which you are likely to purchase the necessary items and products and stick to that route. This way you will not only save money, but also time and effort.

Don’t go shopping in a bad mood

Bad mood is our Achilles heel. We all have situations when, after a hard day at work or a minor failure, we want to treat ourselves to something tasty. In search of quick dopamine, we indulge in cakes, chips, chocolates, which is harmful both for our figure and for our wallet. If you still feel like shopping, think about what will truly make you happier in the long run, not in the moment.

Participate in loyalty programs

If you often visit the same stores, do not hesitate to ask employees about the loyalty system or study this question yourself. Loyalty cards offer additional discounts and bonuses.

Install SBPay

To participate in Fast Payment System promotions and benefit from advantages, as well as save time, download the SBPay mobile application. One of the promotions is already in effect in well-known supermarkets. Install the SBPay app – it works on Android and iOS-based smartphones – and link your bank account to it. The app has an NFC payment function, with which you can contactlessly pay for your purchases in stores where NFC panels are installed at the checkout. You need to attach your smartphone to this panel – then before December 24 you will receive cashback in real rubles to your account.

Pay attention

— To pay via the SBPay application from an Android smartphone, simply bring the unlocked phone close to the NFC plate.

— iOS users need to launch the app, select NFC payment, then bring the gadget to the panel.

– In any case, payment will take place within seconds.

The promotion will last until December 24 this year. Read the full promotion rules Online. The maximum amount of cashback that a participant can receive is 1,000 rubles for the entire promotion period.

We hope our tips will help you take a conscious approach to the purchasing process and reap additional benefits!

Source: The Voice Mag

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