Financial educator teaches how to save with rising prices
There are a few days left until Christmas and for those who haven’t yet planned dinner, it’s a good idea to prepare your pockets: according to data, traditional products on Brazilian tables to celebrate the date have increased by 8% compared to 2022 from the Fundação Instituto de Pesquisas Economics (Fipe).
Driving this increase with double-digit increases are some common products during the end-of-year holidays, such as cod (15.65%), turkey (15.82%) and fruit, such as strawberries (27.36%). ) and fishing (13.23%). But the big bad of Christmas 2023 is olive oil, which grew by 35.70% compared to December last year. The Christmas hamper, which cost R$383.80 on average, now costs R$413.53.
The financial educator Aline soap warns that the trend is for prices to continue to rise.
“Prices tend to increase as the date approaches because most people leave purchases to the last minute. On the other hand, after New Year’s Eve, shops launch promotions. To avoid paying more, the ideal it’s preparing and buying a little in advance.” advance, don’t put it off until Christmas week,” warns the financial educator and creator of the Soaper Institute.
A meal that has a price
Christmas dinner is traditional all over the world and in Brazil it is no different. A special meal that requires preparation in the kitchen and on the wallet. Not all is lost, parmesan (11.22%) and red meats, such as beef and pork, are decreasing compared to last year: the price of filet mignon has fallen by 11.22% and ham by 10, 41%.
For those who do not want to give up a rich dinner with traditional Christmas products, it is necessary to define a fixed amount to spend.
«This value must be defined based on the reality of each family and divided by the number of people who will be present at the traditional dinner. Furthermore, it is essential to avoid installments, because they can be cumulated with others already made previously. ”, explains Aline Soaper.
Another tip from the financial educator is to seek and use creativity when making purchases.
“For those on a limited budget, replacing the most famous brands with others that are coming onto the market, with more accessible prices, is a good way to save,” advises the financial educator.
“Choose seasonal foods, share the responsibility of dinner with the other family members and don’t waste anything,” says the financial educator when faced with rising prices.
In the case of cod, the suggestion is to use creativity and use other recipes, using other types of fish. “The important thing is to celebrate the appointment with family unity and financial awareness,” advises Aline.
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Source: Terra
Ben Stock is a lifestyle journalist and author at Gossipify. He writes about topics such as health, wellness, travel, food and home decor. He provides practical advice and inspiration to improve well-being, keeps readers up to date with latest lifestyle news and trends, known for his engaging writing style, in-depth analysis and unique perspectives.
