Undue INSS discounts: what to do if you are a victim of these unauthorized deductions?
Summary
Undue INSS discounts are administrative errors, fraud or charges for unauthorized products/services, harmful to the beneficiary and can be identified from the pay slip or the Meu INSS application. Anyone who encounters this problem should request immediate blocking and recover the double withheld amounts.
Unfortunately, undue discounts by the National Institute of Social Security (INSS) can occur for a variety of reasons, from administrative errors to fraud, harming the beneficiary’s life immensely.
In April of this year alone, for example, approximately 130,000 complaints were received regarding these unauthorized reductions in Social Security insureds, which led the institute to intensify its monitoring of technical cooperation agreements with various entities.
Faced with this scenario, we have provided some important information so that citizens can protect themselves and know how to act to recover the sums unduly withheld. After all, these discounts represent a significant loss of financial resources, as well as a serious violation of your rights.
Why do discounts occur?
Undue INSS discounts are given by various organizations, including insurance companies, unions, associations, charity clubs, financial institutions, which start charging for products or services not contracted or authorized by the victim.
Unlike the Institute’s agreements, which are legal, the discounts mentioned above are illegal, and are often not reported by the beneficiary on the pay slip.
What to do to avoid falling for this scam?
Pensioners and pensioners must pay attention to their payments, always consulting the “Credit History”, a document that resembles the pay slip and which is provided by the INSS. It contains the gross value of the benefit, the net value due, any discounts on the mortgages transferred, and can also identify if there have been irregular discounts.
You can access this information through the application My INSS or by visiting one of the federal government agencies in person.
What to do if you notice an improper discount?
Beneficiaries who encounter undue discounts must request the immediate blocking of such withdrawals via the Meu INSS application or via Centrale 135.
Furthermore, since it is an undue charge for a product or service not contracted or requested, the consumer has the right to cancel the discounts and double the reimbursement of all sums unduly charged to the pension or pension, and it is advisable for the victim to ask a compensation specialist so that he can better instruct you on how to claim this right.
Carmem Lilian Calvo Bosquê is a lawyer at Bosquê Advocacia.
Source: Terra
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